Why Students Need Life Insurance Too

As the cost of higher education rises, families turn to loans to send their children to college. Shock statistics from the Consumer Financial Protection Bureau state that as of the end of last year, outstanding student loan debt was more than $1 trillion. Are you the parent of a college-going child? Have you co-signed a… Read More »

Life Insurance

There are many types of life insurance policies. Before you venture out for one, learn about them and see which one is applicable to your needs best. The following are the most common ones: 1. Term life insurance: This type of insurance is the most basic of all. Its one and only function is to… Read More »

Term Life Insurance – What Is Term Life?

We actually get a lot of questions about term policies. The first questions that many people ask us are very simple. They ask what we mean when we say things like 20 year term or 30 year term. They really do not understand what this means. Perm Vs. Term It is probably easiest to understand… Read More »

Select Quote Life Insurance

One of the most common mistake people make when buying life insurance policies is to buy permanent one. Permanent life policy costs money, as its premium usually is in the thousands of dollars range. However, those people should realize that in most cases, they only need to be insured until their dependents are no longer… Read More »

Avoid These Six Common Life Insurance Mistakes

Life insurance is one of the most important components of any individual’s financial plan. However there is lot of misunderstanding about life insurance, mainly due to the way life insurance products have been sold over the years in India. We have discussed some common mistakes insurance buyers should avoid when buying insurance policies. 1. Underestimating… Read More »

Life Insurance for Diabetics: A Few Facts & Considerations

Individuals with serious medical problems, for example, diabetes (both type 1 and type 2), regularly find that they are turned down for life insurance in view of their condition of their physical well being. There are two sorts of diabetes which individuals create. There is childhood diabetes and Type 2 diabetes, otherwise called adult onset… Read More »

How to Insure a Senior Citizen With Term Life Insurance

For years there has been the idea that Senior Citizens don’t need life insurance At one time, insurance companies even refused to cover the elderly. Today, in many states, laws have changed to where they require life insurance companies to provide guaranteed coverage to those over the age of 63. But people 65 and older… Read More »

Benefits of Whole Life Insurance

There are several considerations and benefits to choosing a whole life insurance policy over other different types of life insurance policies. With so many options in the insurance marketplace, it is certainly confusing to choose the best insurance plan for you. However, here are a few advantages of whole life insurance plans to help you… Read More »

Advocating Life Insurance – Our Financial Sword and Shield

Our Financial Sword and Shield: How My Family is Protected Against the Unexpected is an unusually relevant, inspirational and practical book. The author, Rowena Young has clearly worked hard to assemble just the right information to help people – especially women – take the initiative in protecting their families from financial stress if a family… Read More »

Life Insurance – Critical Illness Coverage

Insurance is one of the must haves a man should posses, which can help a great deal in crisis. Critical illness insurance is one kind of insurance that pays you money, if you are diagnosed with any kind of life threatening illness or something that may force you to discontinue the current profession. This life… Read More »