Author Archives: iam

Why Students Need Life Insurance Too

As the cost of higher education rises, families turn to loans to send their children to college. Shock statistics from the Consumer Financial Protection Bureau state that as of the end of last year, outstanding student loan debt was more than $1 trillion. Are you the parent of a college-going child? Have you co-signed a… Read More »

Life Insurance

There are many types of life insurance policies. Before you venture out for one, learn about them and see which one is applicable to your needs best. The following are the most common ones: 1. Term life insurance: This type of insurance is the most basic of all. Its one and only function is to… Read More »

Term Life Insurance – What Is Term Life?

We actually get a lot of questions about term policies. The first questions that many people ask us are very simple. They ask what we mean when we say things like 20 year term or 30 year term. They really do not understand what this means. Perm Vs. Term It is probably easiest to understand… Read More »

Comparison of Term Life Insurance and Permanent Life Insurance

People are quite confused as which policy to purchase, term or permanent life insurance. These policies differ from each other in many ways. However, both term and permanent life insurance play an important role in the lives of the people while considering financial planning processes. If you are also confused over purchasing a suitable insurance… Read More »

Select Quote Life Insurance

One of the most common mistake people make when buying life insurance policies is to buy permanent one. Permanent life policy costs money, as its premium usually is in the thousands of dollars range. However, those people should realize that in most cases, they only need to be insured until their dependents are no longer… Read More »